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You’ve Already Been Paid—You Just Haven’t Seen the Money Yet.
Patient payments are being collected on your behalf by payers and disbursed as virtual card payments through Optum Financial. That means no chasing balances, no printing and mailing statements, and no awkward collection calls.
It's a huge lift off your team, but without Straight Through Processing, those virtual card payments get stuck in manual acceptance, reconciliation, and posting - delaying cash application by days or weeks.
You Saved Time on Billing. Now Don’t Waste It on Manual Work.
Manual virtual card acceptance, patient matching, and remittance posting slow everything down. Your money is sitting in payer systems, waiting for someone to process it by hand.
Say Hello to...
Accelerate
by
PatientPay Accelerate is Straight Through Processing for Optum Financial virtual card payments. It automates the acceptance, settlement, and posting of virtual cards directly into your account.
No data entry. No reconciliation. No delays.
Your virtual card payments are accepted, settled, and posted automatically.
Eliminate Patient Billing
Payers collect from the patient up front, and Optum Financial disburses those funds as virtual card payments. PatientPay Accelerate routes that money straight to you. No statements, no follow-ups, no collection calls.
Get Paid Faster With Zero Effort
No checks, no delays, no manual data entry. Accelerate automates virtual card acceptance and settlement, putting your money directly into your account. Quickly, accurately, and effortlessly.
Lighten Your Reconciliation
Virtual card payments are automatically matched to the right patients in the right amounts. Fewer errors, less cleanup work, and streamlined reconciliation through automated remittance posting.
Increase Your Cash Flow
Faster cash application starts with eliminating delays in payment posting. Accelerate keeps your books clean and your revenue cycle moving.
How Much can Accelerate Save Your Practice?
Use the slider below to estimate your monthly savings based on the number of virtual card payments from Optum Financial that your team currently processes manually. You don't need exact figures. A ballpark number can show how much time and money you could save with Straight Through Processing from PatientPay Accelerate.
How Accelerate with Optum's Straight Through Processing Works in 3 Simple Steps
Step 1
PAYER DISBURSES
Your payer collects the patient payment and disburses it as a virtual card payment through Optum Financial. No bills to send, no balances to chase.
Step 2
AUTOMATED ACCEPTANCE
PatientPay Accelerate automatically accepts the virtual card. No manual card entry, no phone calls to process payments, no delays.
Step 3
SETTLEMENT & POSTING
Funds settle directly to your account and remittance data posts automatically to your system. Cash application complete.
Getting Started with Accelerate Is Easy
No Software to Install
Accelerate is a simple SaaS-based solution that does not require any local footprint to install and maintain.
No IT Required
Your team can get started without any technical setup or support. Accelerate connects through Optum Financial's Common API, so integration is handled for you.
No Upfront Costs
There's no cost to activate Accelerate. Just faster payments and fewer headaches from day one.
Ready to Accelerate Your Payments?
Fill out the short form to start the conversation. This is the first step toward Straight Through Processing for your Optum Financial virtual card payments. Less manual work for your team, faster cash application for your practice.
Frequently Asked Questions
From setup to security to timing, we've answered what practices like yours ask most.
What is Straight Through Processing (STP)?
Wait, are the insurance companies really collecting payments from the patients on my behalf?
How secure is this?
How does PatientPay Accelerate work with Optum Financial STP?
What types of payments does Accelerate support?
How do I get support on this?